Banking wiki accurate

Bank Interest Calculator

Rebuilt with the latest Banking wiki tranches (updated Oct 17, 2024). See exactly how each bracket, museum milestone, and bank tier affects your 31-hour interest payout.

31h payouts +2% per Museum Milestone Tier capacity + clamp warnings

Data source

Hypixel Banking wiki

Last updated: 2024-10-17 (from /assets/Banking - Hypixel SkyBlock Wiki.htm)

Each Museum Milestone adds +2% to every tranche rate.

Calculate your 31-hour bank interest

Enter your bank balance, set your Museum Milestone, then choose the bank tier you have. This tool applies the milestone bonus to each tranche and clamps coins to your tier capacity.

Inputs

Enter your balance, milestone, and pick a bank tier.

Museum Milestone 0 / 30

+2% interest per milestone. Tier unlock milestones are enforced.

Bank Tier

Select the tier you own or plan to reach.

Capacity, required milestone, and interest tranches come from the wiki.

How to read the payout

Next you’ll see the 31-hour payout, coins per hour, and an exact tranche breakdown using your milestone-adjusted rates.

  • Rates shown already include your Museum bonus.
  • If you exceed your tier cap, the earning balance is clamped and noted.
  • Coins per hour is payout ÷ 31.

Payout

31 real-life hours per payout

Interest per payout

—

Coins per hour

—

Effective rate

—

Pick a tier and enter your coins to see your exact payout.

Tranche Breakdown

Rates shown after milestone bonus.
Balance slice Effective rate Interest
No data yet.
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How this calculator works

Rates, balances, and milestones mirror the Hypixel Banking wiki. We apply +2% per Museum Milestone to each tranche and clamp coins to your tier's capacity.

  • Starter and Gold have no milestone requirement; Deluxe and higher enforce the wiki milestone gates.
  • Balances above your tier's last tranche stop earning additional interest until you upgrade.
  • Interest is paid every 31 hours; coins per hour is simply payout ÷ 31.